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Convenient hospital access is important to everyone and it is fundamental to a good quality of life and a thriving community.   But even though healthcare is a provincial responsibility, communities are expected to finance a substantial “local…
Markets in 2023 were volatile and there is more economic uncertainty ahead in 2024, with continued high interest rates and talk of a potential recession.  But with municipal budgets, especially capital and long-term reserve funds strained, there…
Principal Protected Notes (PPNs) are complex financial instruments. While there is no legal definition of the term, they allow an investor to get some exposure to equity markets, while still guaranteeing the initial investment when the PPN reaches…